The mainstream tactic

Hey sprinters, come in, come, come in today. We talk life changing wealth, the exact strategy, what to do and the tactics. How to do it. If this does not excite you, man, I'm so excited. So let's go in there. And before, before you say, oh, Simon O Simon, this will never work. Let me share with you that this is a mainstream tactic. This is done by family offices, by institutions, by big businesses, small and medium businesses all the time. The only thing is you are no doing it. What


Simon, this will never work for me.

Let's see. I wanna share with you exactly why people do it. What happens? We will go through some numbers. I will show you the strategy. And then we go into the tactics. Are you ready?


So, and are a video about how to get rich quick?

No, it's not quick. It'll take you 10 years. So that's not exactly quick, but you can turn 100,000 into 12 millions. Does it sound interesting? So let's go.


The first thing is this is asset based lending, but not everybody knows it and not everybody uses it. That's why I want to share this with you. The principle is you build wealth life, changing wealth over a decade by never selling the hard assets, right? You never sell that's the basic point, right? You don't buy, sell by sell by sell you, pick your strategy. For example, the one that I'm sharing with you, and you never sell 10 years doing that. You don't pay taxes and you keep the hard assets for your retirement and for your next generations. So also legacy. So, but Simon, if I don't sell anything, where does my money come from? Let's go there. So, first of all, what is a hard asset? A hard asset is something that is limited in supply and is in high demand. For example, top real estate, not every real estate, just a, a house somewhere is not in high demand, must be in high demand like Miami beach Manhattan.


One of the fancy places in Berlin, really one of the places where people have a high amount, I wanna be there and there is low low supply. For example, San Francisco, low supply, high demand. You get the idea so low supply and high demand. That's a hard asset. If you own a part of Manhattan, when is the right moment to sell it? Never, you don't want to sell any part of Manhattan. You want it to work for you. You want to lend against it, borrow against it, and you want it to make money while you sleep. And you want to keep it into your retirement and you wanna give it to your kids or pass it over. You want it to be forever yours. And so what are hard assets? What are soft assets? Hard assets are limited supply, high demand.

Top two things

So top real estate, some people argue gold. I don't think because we don't know the limited supply of gold. There is no database that tells you the current supply of gold. And if there is one not accessible, so let's be precise here. It must be something that is really limited in supply. That's why for today, I will only allow two things top real estate and Bitcoin, because Bitcoin is limited in supply. Only 21 millions. Nobody can print it. It at will. Like for example, for cash, cash is printed at will. So it's unlimited in supply and therefore it is inflationary by nature. It, it bases and it loses purchasing power via inflation over the course of the years and decades. So if you hold 100,000 now on your bank account in 10 years, you just have 80,000, maybe even less, depending on inflation. But the point is you wanna hold hard assets and you wanna consume and spend soft assets and have the least possible amount of soft assets. You wanna accumulate hard assets and never sell them. That's the difference between poor families and rich families over decades. Okay. And of course, over generations. So let's go there. And but


Simon, we are in a bear market right now.

The bear market is the best moment to do the, is this strategy is exactly, exactly for the bear markets because you have a much lower risk. And


What cyber, oh, well, if you are in a bull market

In the bull market, you don't do this in the bull market. This is too risky. Okay. But the tactic that I'm gonna show you borrowing against Bitcoin is too risky in a bull market. You do this in a bare market. It's the perfect de-risk moment because it reduces your risk of margin call and then possible liquidation.


Let's see Simon. What if I don't have money

Then? What are you investing? Come on. Then you shouldn't invest at all. If you don't have money, now we go back to your revenue systems. That's another video. And that's what our coaches do. Then we help you build revenue, a new systems in the first place. Cause investing is only a thing for the excess money for, you know, the profits, that part of the profits that you don't need in the next three months. That's the, that's what you invest right now. Okay? You don't invest money that you need because if you need it, it's not excess profits. And so it's not your investment budget, it's your spending year. And you need it to spend it soon. Okay? So we, again, we have also long videos on that, but the key principle here is really never sell your hard assets. Okay? Why? Because selling first, you don't have them anymore. Second it create costs. And it creates also taxes on capital gains. So never sell your hard assets instead borrow against them. Okay? So this is how the rich invest and


Whatsoever, this is so risky.

It's not that risky. It's not this strategy. Of course it's risky. The investing is always a play of risk reward. So you have to decide how much risk you, you wanna have and how much reward you wanna have. And based on that, you take your decision

Risk moment

Now, what are the pros of this strategy, the process you get to keep your heart assets, right? And that's also why it's less risky than other things. Cause if you just buy stocks and that price dips, you have lost it. But if you do the, is keeping the hard invest, the keeping, the hard assets and the borrowing against them, if then even your borrowing fails, you still have the hard assets. That's the, the risk moment right there. So let me calculate this with you, maybe. It's good to see some numbers here. Let's go to the numbers. So in this case here, you see what you can do right in 10 years. So if this year let's say you put 100,000, instead of having them in your bank account, you buy Bitcoin. So you put in your hard asset. Okay. But I put in Bitcoin cost real estate and Bitcoin are for me the two hard assets.


And so if I put 100,000, instead of having them on my bank account, I buy Bitcoin. And if Bitcoin has the compound growth rate that it had over the last 12 years. So over a decade, the compound growth rate is 200%. So I will take 200% as a start and then going down to 50% to 90%, 15% even just to be very conservative. And also because, you know, there is a, a curve of diminishing returns over two decades that I expect to happen there. And so now we have this situation where you see here, if you're listening to, to this, I'm gonna really to you. But if you're watching this, it's the first row we are in 2022, I put in 100,000, I have 200% game. It's a 200,000 game, right? And so in three years, when it's 20, 24, it's just a hundred percent in game gain.


And I have gained now 750,000 in 225. My purchasing value of those 100,000 is 1.5 millions at a hundred percent gain, which is half of the last decade. The gain is now 1.5 million and here is where I start it taking a loan against that value. So I give my Bitcoin, for example, dude sales use, this is one of the platform that I trust. They don't pay me for this, but it's just one of the more trustworthy from my experience and from my research. So 20, 26, I, I take just 5% of what I have. So loan to value LTB, 5% of my Bitcoin, which is now a in purchasing power. It's 3 million and I just take 5%. So I am now I am owning now 150,000. So I have debt 150,000 and purchasing power 3 million. Now with that next year, I pick 5.5% to take from there.


So last year I had 150,000 to live as living expenses, right? And 150 and was enough to leave for, for my little family. So in 2026, I was living out of this 20, 27. I just pick 5.5%. I now make 330,000. So I have a free cash flow of 180,000. If I pay back the debt of last year, I pay back the hundred 50,000. I have this year 180,000, which is again enough for my family to live. Plus we have now adapted to last year when we did 150,000. So we are living now a little bit more relaxed and are, are eating even better and traveling more. So this year we need 180,000. So I will borrow against my Bitcoin 5.5% of my Bitcoin. So now we are in 2027 and I have 180,000 just from nothing passive income, 20, 28. We are now at 9 million purchasing power at just 30% rate, remember 200% worth this, the whole decade, right?


Just by 30% compound growth over that year. My gain is now that we are at 2.7 million, I will know 200,000 to live. And so I will pick 6.2%, oh, wait, 6.8%. And I now have 192,000 for this year to spend, which is a little bit more than I need, but now we have two more kids, so I need it. Okay. And then 20, 29, I have now a purchasing power of 11.7 million Bitcoin just grows by 20%. The gain is 2.3 million. I take a loan at 6.2%. I have a hundred, 200,000, 20, 30, 40 million in purchasing power. I take 6.7% and I pay back everything from last year and I still have 215,000 to live for this year. And next year, 2031, 16 million in purchasing power. I pay back all the debt. The debt is 3.8 million. I pay it back. I have now net 12.3 million in purchasing power.

The right platform

Now my amount of Bitcoin is always the same, right? That was what was, it was around three Bitcoins, right? It's still three Bitcoins and whatever the price of them is, that's what I have. So I still have just three Bitcoins, but those three coins that were a value of a hundred thousand without this strategy would now be devalued by the basement and inflation to around 80,000. Instead I have 12 million now in purchasing power. And that's the point of these exercises. You can see, we still own the hard assets, but we have them put to work. And that's the difference when you own the hard assets and keep the hard assets. This is what happens now. Yes, Simon sounds great. And I have now this strategy, but I still don't know what to do and how to do it. Exactly. Can, can, can we go in the exact thing?


Yeah, sure. So let me share with you. You pick the platform and you pick the hard assets. Okay. you make your own homework, but I show you an example here. We played through using sales use, which, which I, I really trusted. So let's say you buy a hundred thousand worth of Bitcoin and you go to sales use network. And then here is where you put in total amount. You can take it in, in us dollars or in stable coins. My preferred one is U S D C, but you will use it anyways. So it's not really important. What you pick here, you can take the amount of collateral, which in this case, you can pick 25% of your LTV. And remember our example was 5% and that was the, the, the impact, right? And so here it's 25% and you can take it at the 1% rate.


I wouldn't go for 33% at 6.9 rate or 50% of your assets at 8.9, don't do it. That's too much, 7%. And 9% is too much of an interest rate. 1% is a great interest rate. And with this one, now you can calculate the time. You can go up to three years and now, you know, your monthly interest. For example, if you put, if you take one high hundred that would be your monthly interest and your total interest, and now you can play around and increase the number here, increase the number here, and you can play a couple simulations now what happens if the market dips, this is why you wanna do this in a bare, because if the market dips, there is a margin called limit and a liquidation limit. So most platforms, they directly liquidate you the worth is below that threshold.


Now, what I like about Celsius is they don't want their people to lose money. They want to keep you as a client. So they will, they will inform you. And that's called a margin call. Let's say you buy. And Bitcoin is worth $50,000. And so your margin call will be around something like 19,000. If there is a market crash and the Bitcoin price goes down 19,000, you will get informed. That's the margin call. You will get informed. Hello, your borrowing is at risk here. You have to pay you have to add some cash here. And if you do it, you are fine. Again, if you don't do it, then for parts of it will be liquidated. And that means you just lose it. And this is the worst case scenario. And even in this worst case scenario, which in the bear market is quite low from a probability standpoint, even in this scenario, you still keep your hard assets.


And if they're hard, they're limited in supply, they're high in demand. So they will still go up. Now, what's the problem here? What can happen? What's the worst case? The worst case is the demand goes down, right? Well, then we have a problem because then it's not a hard asset anymore. So you have to pick your hard asset. The one where you, you are really 100% confident based on your due diligence on your numbers that this is the hardest thing. And you sleep well. If you, if you are leveraged in that one. So pick your asset. Now you have a strategy and you have also the exact tactic hope that helps. Let me know what you need. You have now a couple numbers to run on, so to inspire your own calculations and your own decisions, keep rolling everybody.